In the past it has been much more difficult to find out if federally owned mortgage giant Fannie Mae or her brother, Freddie Mac, is the owner of your mortgage. It has become important, because only their loans are eligible for the fedrial governments new refinancing program for people that have less than 20 percent equity in their home.
It is now much easier!
It isn’t overly apparent to most people about who owns their mortgage. The company that originated your loan will often continue to collect the monthly payments and send out statements after they sell the loan to Fannie, Freddie or other investors.
At first, officials said the only way to find out if Fannie  or Freddie  owned their mortgage was to call their loan servicer. Now, both Fannie  and Freddie  online look up pages to make your inquiry that much easier